Accessibility Tools

Committed to You

We strive to offer the best insurance value while maintaining the highest ethical standards with our clients.


Get great rates and multi-policy discounts



We make multiple carriers fight for your business


Protect the ones you love from the unforeseen


Designed to fit your company’s needs


Available for general and professional alike

Business Auto

Protect your fleet and your drivers


Captive Agents

Captive Agents can only sell you the insurance from one company.


Over The Phone

Telephone Representatives can only offer you insurance from one company and only via the phone.


Independent Insurance Agents

Represent a number of insurance companies and research with these firms to find you the best combination of price, coverage, and service.

Your Independent Agent…

  • Is a licensed professional with strong customer and community ties.
  • Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.
  • Unlike other agents, is not beholden to any one company; thus, you don’t need to change agencies as your insurance and service needs change.
  • Assists you when you have a claim.
    Is your consultant working with you as you determine your needs.
  • Is your consultant working with you as you determine your needs.
  • Offers you a choice of insurance plans and programs.
  • Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.
  • Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health.
  • Can periodically review your coverage to keep up with your changing insurance needs.
  • Treats you like a person, not just another number.

There is a Difference!

We’ve Been Insuring New Jersey Since 1963 

From our office in Somerville, we service clients throughout the state of New Jersey as well as parts of eastern Pennsylvania and New York.